Finance vs. Lease - Which is Right For You?

Finance or Lease? Bob Rohrman Kia Can Help You Navigate the Answers to this Important Car Shopping Question.

Explore and Compare the Benefits of Leasing or Buying Your Next New Kia

You're shopping for your next car, and you've decided that a Kia's the right way to go. You won't find the team at Bob Rohrman Kia trying to talk you out of it. It's not just that we want you to buy one of our cars. It's because we also know how much or new Kia inventory has to offer.

If top quality's on your list of "must-haves," you'll have no trouble finding it at Bob Rohrman Kia.

What happens, however, when you actually find the new Kia you want? For many Indianapolis drivers, that's when things get tricky. Picking out the right finance option can be just as important as picking the right car. Luckily, our finance team can help you decide if a loan or a lease is a better fit for you.

Understanding the Benefits of Financing with a Loan

Are you a Frankfort, IN driver with a mind for the long term? Then shopping with a car loan might be the best choice for you.

Loans can come with some downsides. Namely, they come with bigger monthly payments. That, in turn, means you'll need to put extra money down to lower your payment to a more comfortable level.

If you stick it out until the loan's paid off, however, you can enjoy a benefit that can't be oversold: years of payment-free driving. And when it's time to move on to your next vehicle? You can leverage the trade value of the car you own to help cut down on the new model's price tag.

Learn About the Perks of Shopping with a Lease

Long-term planning is great when you can afford it. What's reality, however, is that not everyone can. If you want a new car and you want it affordably, a lease is sometimes the only way to do it.

Unlike with a loan, you're not buying the car itself with a lease. You're just paying for the right to use it. This generally means you'll have to deal with restrictions like annual mileage caps and maintenance requirements.

On the plus side, however, you'll enjoy lower monthly payments and a slew of additional benefits. These include thorough warranty options that can help you save on maintenance costs throughout the duration of your lease.

And when the lease is done? You'll be presented with easy options to move on to something new. You can even buy your leased vehicle if you liked it, often with a hefty used vehicle discount.

Should I Loan or Lease my Next Car?

Deciding between a loan and a lease isn't a matter of which one's better. It's about deciding which one's better for you right now. There are valuable perks to both options, and there's no "right" option. There's just the option that feels right for your situation.

Would you like to know more? The answers you need are just a call or a click away. Reach out to our finance center any time! We'd be happy to answer your questions about loans, leasing, and anything else you might be interested in. we'd love the opportunity to share about our current finance and lease offers. We can provide a full rundown of our new Kia inventory and any corresponding deals that could help you save.

Don't wait! Reach out to us today and let us know what you're looking for. We work with drivers all over Monticello, IN. We'd love to work with you too.